Telephone Consumer Protection Act (TCPA)
The TCPA protects debtors from creditors making certain types of unsolicited telemarketing calls, faxes, autodialed calls and prerecorded calls to cellphones. The TCPA provides remedies that include statutory damages, generally from $500 to $1,500 for each violation, which are paid to the consumer.
Examples of TCPA Protections
While the TCPA is a technical statute, some common violations of the TCPA involve telemarking and collection calls relating to the following:
- Calls made by a company when you are on the company’s do-not-call list or the national do-not-call registry
- Calls made using a recorded message or automated calls (“robocalls”)
- Calls made to your residence for collection before 7 a.m. or after 9 p.m.
- Calls made without accurate identification of company on whose behalf the call is being made
The Power to Fight Back
The TCPA gives you the power to fight back against harassing solicitors and collectors. If you feel you have been the victim of a TCPA violation, please contact us to learn about your legal rights and options.